MORTGAGE INTEREST RATES As of January 31, 2025,
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The lowest 1-year fixed insured mortgage rate is 4.79%, which is 50 bps lower than 30 days ago and 50 bps lower than 7 days ago
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The lowest 2-year fixed insured mortgage rate is 4.19%, which is 70 bps lower than 30 days ago and 30 bps lower than 7 days ago
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The lowest 3-year fixed insured mortgage rate is 3.99%, which is 15 bps lower than 30 days ago and 10 bps lower than 7 days ago
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The lowest 4-year fixed insured mortgage rate is 4.19%, which is 1 bps lower than 30 days ago and 0 bps higher than 7 days ago
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The lowest 5-year fixed insured mortgage rate is 3.99%, which is 5 bps lower than 30 days ago and 10 bps lower than 7 days ago
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The lowest 5-year variable insured mortgage rate is 4.10%, which is 25 bps lower than 30 days ago and 25 bps lower than 7 days ago

